
Offer goodwill without the long-term financial liability
- Enjoy the goodwill of offering credible Medicare Advantage coverage at no cost with our standard plans
- Remove medical and financial risk typically associated with insuring aging populations
- Federal annual deposit funds primarily stay in and support the local community, but with nationwide access to Medicare providers
- Multiple options available to groups desiring to contribute monies to beneficiaries’ care

Spend, save or invest – the member controls their benefit
- The only MA product with an upfront annual cash payment that can be saved or invested
- Low equivalent maximum out-of-pocket
- Access to any Medicare-participating and accepting provider in the US
- No referrals or prior authorizations
- Add a separate pharmacy plan that best fits
- Financial control of health, with peace-of-mind coverage in case of catastrophic care needs

Payment assurance without care coordination & admin hassles
- High-deductible without the non-payment risk. We finance the members’ A/B liabilities below the deductible and pay providers on their behalf
- We pay providers quickly, accurately and in-full
- No referrals or prior authorizations
- No network contracts, credentialing, etc.
- Multiple levels of bonus programs available to reward clinical engagement, support local employers and tailor steerage to practice(s)

Distinctively better dynamics for group leads & sales
- PMPM commission for the life of the group
- More flexible and permissive lead outreach vs individual Medicare Advantage
- Conduct proactive outreaches to all the beneficiaries on behalf of the group
- Manage all the group’s leads, including the continuous stream of new-to-Medicare, and can sell the best fit…not just our Group MSA plans
- No AHIP certification required

