Money + Choice
Annual cash payment from Medicare
You decide how to spend, save or invest the annual deposit. Unused funds belong to you, roll over and can grow over time.
Financial Benefits
$0 premium by law
No monthly premium, low maximum out-of-pocket amounts and a unique financial support program.
Easy to Use
No hurdles, hoops or hassles
Covers the same services as Medicare. Access all Medicare providers across the U.S. without referrals and prior authorizations.
Open Enrollment is here, and UFCW 227 is excited to offer Medicare a health plan that puts your needs first. Whether you’re looking for a plan with $0 premiums, nationwide access to Medicare participating providers, or a plan that actually gives you thousands of tax-free dollars each year, we’ve got your back. This is your opportunity to secure coverage that supports your health and well-being year-round. Don’t miss the chance to join UFCW 227’s only group Medicare plan – the Fenyx Health Group MSA – for reliable and high quality Medicare health coverage.



