Invest in Your Health

The Austin Area Chamber of Commerce now offers the Fenyx Health Group Medical Savings Account (MSA) Medicare Advantage plans to Medicare-eligible employees of its employer members.

Invest in Your health

The Austin Area Chamber of Commerce now offers the Fenyx Health Group Medical Savings Account (MSA) Medicare Advantage plans to Medicare-eligible employees of its employer members.

Money + Choice

Annual cash payment from Medicare

You decide how to spend, save or invest the annual deposit. Unused funds belong to you and roll over.

Financial Benefits

$0 premium by law

No monthly premium, low maximum out-of-pocket amounts and a unique financial support program.

Easy to Use

No hurdles, hoops or hassles

Access to all Medicare providers across the U.S., plus no additional referrals or prior authorizations.

MSA your way in 5 easy steps

Our MSA Operates Simply

We deposit $ from Medicare into your MSA bank account

You decide how to spend, save or invest the money

You pay plan costs under the deductible, using MSA funds, your own funds or a combo of both

We pay any additional plan costs after you reach the deductible

You keep any remaining money at year-end for future use

Choose the best plan for you

Plan Designs

 

For companies with 20 or more full-time equivalent employees.

Our Standard Group MSA 50, 100 and 200 plans feature an annual deposit:

Fenyx Health Group MSA 50

$0

plan premium

$600

annual deposit

$2,800

annual deductible

$2,200

out-of-pocket (deductible – deposit)

Fenyx Health Group MSA 100

$0

plan premium

$1,200

annual deposit

$4,000

annual deductible

$2,800

out-of-pocket (deductible – deposit)

Fenyx Health Group MSA 200

$0

plan premium

$2,400

annual deposit

$6,000

annual deductible

$3,600

out-of-pocket (deductible – deposit)

Our Plus Plans are available for members interested in Direct Primary Care (DPC). Plus Plan members receive an annual deposit and either a) complementary membership to a Fenyx Health-partnered DPC or b) can earn up to an additional $100 deposit per month with proof of a paid non-partnered DPC membership:

Fenyx Health Group MSA 50 Plus

$0

plan premium

$2,800

annual deductible

$600

annual deposit

up to $1,200

additional annual deposit or complementary DPC membership

$1,000 to $2,200

out-of-pocket (deductible – deposits)

Fenyx Health Group MSA 100 Plus

$0

plan premium

$4,000

annual deductible

$1,200

annual deposit

up to $1,200

additional annual deposit or complementary DPC membership

$1,600 to $2,800

out-of-pocket (deductible – deposits)

Fenyx Health Group MSA 200 Plus

$0

plan premium

$6,000

annual deductible

$2,400

annual deposit

up to $1,200

additional annual deposit or complementary DPC membership

$2,400 to $3,600

out-of-pocket (deductible – deposits)

 

Full-year amounts shown; deposit and deductible are prorated for partial year enrollments. For Plus Plans, additional deposit funds for unclaimed or improperly claimed DPC membership will be forfeited, and the forfeited funds applied to medical expenses for Fenyx Health’s entire member population; additional deposit requests must be submitted within 3 calendar months of when the membership was paid.

 

For companies with 1-19 full-time equivalent employees.

Our Small Group Plan features both annual and monthly deposits:

Fenyx Health Group MSA 7200

$0

plan premium

$6,000

annual deductible

$2,400

annual deposit

$4,800

monthly deposit

$1,000 to $2,200

out-of-pocket (deductible – deposits)

Fenyx Health Group MSA 100 Plus

$0

plan premium

$4,000

annual deductible

$1,200

annual deposit

up to $1,200

additional annual deposit or complementary DPC membership

$1,600 to $2,800

out-of-pocket (deductible – deposits)

Fenyx Health Group MSA 200 Plus

$0

plan premium

$6,000

annual deductible

$2,400

annual deposit

up to $1,200

additional annual deposit or complementary DPC membership

$2,400 to $3,600

out-of-pocket (deductible – deposits)

Full-year amounts shown; deposit and deductible are prorated for partial year enrollments. Additional deposit funds for unclaimed or improperly claimed DPC membership will be forfeited, and the forfeited funds applied to medical expenses for Fenyx Health’s entire member population. Additional deposit requests must be submitted within 3 calendar months of when the membership was paid.

FOR SOLE PROPRIETOR CHAMBER MEMBERS AND SPOUSES: Meet the most HSA-like plan in Medicare Advantage. With deposits from both Medicare and your business, you can quickly build monies for future health care needs. Learn more about our Sole Proprietor plan. 

Fenyx Health Group MSA Sole Proprietor

$0

member plan premium

$250

monthly group fee ($200 is deposited in your MSA bank account)

$5,000

annual deductible

$2,400

annual deposit from Medicare

$2,400

annual deposits from group

$200

out-of-pocket (deductible – deposits)

Full-year amounts shown; deposit and deductible are prorated for partial year enrollments.

Get MSA smart

Important Plan Materials

Plan Overview

A short flyer highlighting the available Fenyx Health Group MSA plans for beneficiaries of Austin Area Chamber of Commerce employer members

View   |   Download

Detailed Presentation

An in-depth walkthrough of the available Fenyx Health Group MSA plans for beneficiaries of Austin Area Chamber of Commerce employer members

View   |   Download

Summary of Benefits

The Medicare-required summary of the Fenyx Health Group 50, 100 and 200 MSA plan benefits

Standard 2025:   View   |   Download

Plus 2025:   View   |   Download

Mini MSA 101 Video Course

video transcript:

Welcome to The Fenyx Health Group MSA 101: Lesson 1 – The MSA and Medicare.

Meet the MSA

MSA stands for Medical Savings Account. It’s a special Medicare Advantage plan that combines high-deductible medical benefits with a special bank account.

You’re probably familiar with Health Savings Accounts or HSAs. An MSA is the closest equivalent to an HSA in Medicare.

How MSAs Fit into Medicare

Let’s take a quick look at the Medicare space and how MSAs fit. We’ll cover the highlights here, but visit medicare.gov to learn more.

Medicare has multiple parts to it: Parts A, B, C and D.

Medicare Part A

Part A is sometimes called hospital insurance. It covers care delivered in hospital inpatient, skilled nursing facility, hospice and home health care settings.

 

Medicare Part B

Part B is sometimes called medical insurance. It covers doctor office visits and other outpatient care, durable medical equipment, imaging, labs and other preventive services.

 

Original Medicare

Original Medicare is a health insurance program offered by the federal government that includes Parts A and B. If you select Original Medicare, you can buy extra insurance like Medicare Supplemental Insurance, also known as Med Supp or Medigap, to help pay some of your costs.

 

Medicare Part C

Part C is often referred to as Medicare Advantage. It’s an alternative to Original Medicare, and are Medicare-approved plans offered by private insurance companies. There are different types of Part C plans, such as PPOs, HMOs, SNPs, POSs and MSAs. All Part C plans include Parts A and B. Some Part C plans also include Part D.

 

Medicare Part D

Prescription drug coverage, or Part D, covers the cost of prescription drugs and some vaccines. Part D plans are only offered through private insurance companies. The prescription drug benefits can be offered on their own as a standalone Part D plan or they can be bundled in a Medicare Advantage plan along with hospital and medical benefits.

 

MSAs are Medicare Advantage Plans

So MSAs are a Part C or Medicare Advantage plan. They cover all Medicare Parts A and B services and items. They do not include prescription drug benefits, so you can choose a standalone Part D plan that best fits your needs. MSAs are the only Medicare plan type that gives you money from Medicare that you choose how to spend, save or invest.

Take advantage of your good health NOW to build up money you can use for future healthcare expenses.

 

Watch the next video to see how simply the Fenyx Health Group MSA plan works.

video transcript:

Welcome to The Fenyx Health Group MSA 101: Lesson 2 – How MSAs Work.

 

MSAs – Uncommon but Simple

MSAs may be less common than other plans like HMOs and PPOs, but they operate in just five simple steps.

Step 1

First, we load your selected deposit amount into your special MSA bank account.

If you’re familiar with plans like Health Savings Accounts, Flexible Spending Accounts or Health Reimbursement Accounts, think of the MSA deposit like the contribution or monies going into the account. The main difference is that in an MSA, the contribution or deposit comes solely from Medicare, not from you or your employer.

 

Step 2

You decide how to spend, save or invest the deposit money. It’s the only Medicare plan type where you can grow money to use for future healthcare expenses.

 

Step 3

Our simple benefit structure means no confusing copays, coinsurance or other cost sharing. You pay 100% of covered costs below the plan deductible. You can use the provided deposit to reduce the amount of your own funds needed to reach the deductible.

 

Step 4

Once you’ve met the deductible, Fenyx Health pays 100% of plan-covered costs.

 

Step 5

Any deposit money remaining at year-end belongs to YOU for future healthcare needs. It is not use it or lose it. Instead, it rolls over and is yours to keep, even if you move to another plan type in the future.

But, if you stay in the MSA plan for the next calendar year, you receive another year’s deposit into your account.

Now THAT is simple health insurance!

 

Watch the next video to see how easy it is to use the Fenyx Health Group MSA when you need care.

video transcript:

Welcome to The Fenyx Health Group MSA 101: Lesson 3 – Accessing Care in an MSA.

 

MSAs Offer Broad Access to Providers and Services

Many Medicare Advantage plans limit the providers you can see and restrict the kinds of care you can freely access. But MSAs are different, offering broad access to providers and services.

Access to All Medicare Providers

The Fenyx Health Group MSA has no provider network. Instead, members can access ANY Medicare-participating and accepting provider across the entire U.S.

 

No Prior Authorizations or Referrals

And, there are no additional prior authorization or referral requirements beyond what Medicare requires. This means you get the care you want, from the providers you want, when you want it.

 

Provider Guides to Share

We mail you special provider guides, and encourage you to share them with your providers before needing care. The guides explain our plan, how your provider can submit claims and receive payment, and how to contact us.

 

Show Your Fenyx Health Member ID Card

When you need care, simply show the provider your Fenyx Health member ID card.

 

Providers Send Us Claims

We don’t require any copays or other payments at the time of service. Have your provider send us the claim. They can find the submission information on the back of the ID card, on the provider guides and on our website.

 

We Process Claims

Once we receive the claim, we confirm its for a covered service or item, reprice it to the Medicare-allowed amount and then determine whose liability it is to pay – yours or ours.

 

Special Financial Program Benefits You and Your Providers

A feature unique to Fenyx Health is that we pay the provider for the full Medicare-allowed amount, even when we determine the liability is yours to pay. This simply means that if you haven’t yet reached your deductible, you’ll receive a bill from us instead of from your provider.

Repay us in full or spread payments out over time. Pay with your MSA bank account, personal accounts or a combination of both.

You receive more time and flexibility when repaying us, and your providers get paid quickly and in full. Now that’s a valuable win-win!

 

Speaking of value, watch the next video for more information on what costs look like in the MSA and other financial features.

video transcript:

Welcome to Fenyx Health Group MSA 101: Lesson 4 – The Financial Value of the MSA.

 

MSAs Combine Health Benefits and Valuable Financial Features

The MSA is a special one-two punch of health benefits plus valuable financial features. Let’s learn more about the financial opportunities in the Fenyx Health Group MSA.

MSAs Use Medicare’s Low Rates

As an MSA plan member, you receive your Parts A and B services and items at Medicare’s rates, which are usually the lowest rates available.

While Medicare pricing is complex, here are typical costs for some common A and B services.

With these low rates, your dollars go further in the MSA!

 

Members Decide How to Use the MSA Deposit

MSAs are all about choice. YOU decide how to use your MSA funds – spend, save or invest the deposit as you see fit.

 

The Only Medicare Plan Option Where You Can Grow Monies for Future Use

Any deposit money remaining at the end of the year belong to you and roll over. It’s the ONLY Medicare plan option where you can grow monies from Medicare for future use. Stay in the plan for multiple years and get a new deposit added to your account each year!

You can also select certain investment options offered by our MSA banking partners to potentially grow your money even more.

 

MSAs Enjoy a Triple Tax Advantage

MSAs enjoy a triple tax advantage, just like Health Savings Accounts or HSAs, do. Your funds are not taxed when deposited into your account, as they grow in your account and when you use them on qualified medical expenses.

 

Members and Providers Win With our Special Financial Support Program

The Lesson 3 video discussed our special financial support program that pays providers on your behalf for under-deductible liabilities. This gives you more time and flexibility when repaying us for those liabilities.

 

Access to Financial Education and Empowerment

All Fenyx Health Group MSA members receive access to our financial education and empowerment program. Get help planning and achieving your financial goals through unlimited one-on-one sessions with independent financial counselors, educational tools and more at no cost to you.

With its unique financial opportunities, you can grow your health AND wealth in the Fenyx Health Group MSA.

 

Watch the next video to learn more about the main components of an MSA plan.

video transcript:

Welcome to the Fenyx Health Group MSA 101: Lesson 5 – The Main Components of an MSA.

3 Main Components

The MSA is a simple health benefits plan with just three main components. Understanding how these components work together is key to unlocking the power of the MSA.

The Deductible

A deductible is the total amount of money a member must pay before the insurance company starts to pay. Many types of insurance plans, like auto insurance and homeowners insurance, have deductibles.

Not all costs you incur count toward a deductible, only certain ones the insurance plan has agreed to cover. In an MSA, the plan-covered costs are Medicare Parts A and B expenses obtained from a Medicare-participating provider.

You can think about the MSA deductible as the maximum amount you will pay for covered services and items.

The Deposit

The deposit is money from Medicare that we place into your special MSA bank account. Medicare intends the deposit to be applied toward your plan deductible expenses, but YOU ultimately choose how to spend, save or invest the funds.

MSAs are the only Medicare plan option that provide a deposit.

You can use the deposit funds on anything – Medicare A/B services, other qualified medical expenses or non-medical expenses. However, deposit funds spent on other qualified medical and non-medical expenses DO NOT count toward the plan deductible. And, deposit funds spent on non-medical expenses are subject to tax and penalty.

The Covered Expenses Out-of-Pocket

Many types of plans require out-of-pocket costs. Copays, co-insurance, premiums and deductibles are all examples of out-of-pocket costs.

MSAs do not have premiums, copays or co-insurance. You are responsible for one hundred percent of plan-covered costs below the deductible. If you subtract the deposit from the deductible, the result is what we call the MSA covered expenses out-of-pocket. It’s the minimum amount of out-of-pocket funds needed to reach the plan deductible.

Or, put another way, you use fewer of your own funds to reach your deductible if you apply your deposit toward covered expenses. Let’s go through a quick example to illustrate this.

Both Kaye and Leon are members of Fenyx Health Group MSA 50, with a $2,800 deductible, $600 deposit and $2,200 covered expenses out-of-pocket.

Both received a $600 deposit to their MSA bank account. And, both spent their full deposit on health care before experiencing a short hospitalization. Kaye spent her deposit on Medicare A and B services, which counted toward her deductible. Leon spent his deposit on dental services, which are IRS qualified medical expenses but not plan-covered expenses, and did not count toward his deductible.

Both Kaye and Leon experience a short hospitalization later in the year, which is a plan-covered expense, at a cost of $4,500. As Kaye applied her deposit to plan-covered expenses, she pays $2,200 out-of-pocket to reach her $2,800 deductible. Leon’s deposit was spent on non-covered services, so he pays $2,800 out-of-pocket to reach his $2,800 deductible.

In both instances, Fenyx Health paid the remaining $1,700 of the hospitalization as Kaye and Leon met their plan deductible.

Again, you pay less out-of-pocket when you use your deposit funds on plan-covered expenses.

MSAs are Calendar Year-based

MSAs are based on a calendar year, and the deductible, deposit and covered expenses out-of-pocket are yearly amounts. Your deductible resets each year. And, each year you’re a member, you receive a new deposit.

MSAs are Flexible and Can Be Changed Each Year

MSAs are the ultimate plan for flexibility, allowing you freedom to choose how best to use your deposit, given your health and financial situation, each year. You can save your deposit one year and spend it the next – it’s totally up to you. You can move between our different MSA plans from year-to-year. And, you can move to an entirely different plan like an HMO, PPO or Original Medicare in the future, if and when it makes sense for you.

Watch the next video to see who can do well in an MSA plan.

video transcript:

Welcome to the Fenyx Health Group MSA 101: Lesson 6 – Who is an MSA for?

MSAs Can Work for Many People

With a wide variety of features and benefits, MSAs can work for a wide variety of people:

  • Those in control of their health and who like driving their own healthcare experience,
  • Travelers who enjoy open access to providers,
  • Fans of Health Savings Accounts and triple tax advantages,
  • Anyone who wants to save money now to have for future healthcare expenses, and more!

MSA Eligibility

To join our MSA, you must:

  • Be eligible to receive benefits from the employer or group offering our plans,
  • Be eligible for and enrolled in both Medicare Parts A and B,
  • Reside in our service area of the 50 states plus D.C. for 183 days or more during the year,
  • Not have other coverage that duplicates the MSA deductible (such as TRICARE, VA benefits or other employer coverage),
  • Not currently receiving Medicare hospice benefits, and
  • Not be eligible for Medicaid.

 

MSA Members are Smart Savers and Care Seekers

As it’s the only Medicare option where you can grow money for future use, many MSA members join the MSA plan for it’s unique financial opportunities. Members who have MSA deposit funds left over at year-end usually share a few common characteristics. They typically:

  • Seek smart preventive care vs avoiding care,
  • Have 3 or fewer well-managed chronic conditions, and
  • Have minimal inpatient and Part B drug spend.

 

So, who is an MSA for? Lots of different people, including YOU! Speak with your group’s Fenyx Health sales agent to learn more about the MSA and see if it’s the right plan for you.

Think through these important considerations when evaluating any coverage option

Which Plan is Right For You?

Consideration 1:

What kinds of health care services have you used in recent years such as professional, outpatient, inpatient, emergent, drug and more?

Consideration 2:

How much did you pay toward those services? How much did any insurance you had at the time pay?

Consideration 3:

What kind of health care services do you anticipate needing in upcoming years?

Consideration 4:

Many plans require out-of-pocket costs. What assets do you have to cover the annual covered services out-of-pocket (the difference between the deductible and deposit)?

Consideration 5:

MSA members who have deposit money remaining at the end of the benefit year typically:

  • Enjoy managing their own health
  • Have 3 or fewer well-managed chronic conditions
  • Have minimal inpatient and Part B drug spend
  • Obtain smart, preventive care versus avoiding care

PENNSYLVANIA, JUNE 23, 2025 – Fenyx Health Insurance Company today announced a new collaboration with Select Health, a non-profit health plan based in Salt Lake City, Utah to offer low-cost, high-value Medicare Advantage options to employer groups. The offering includes Group Medicare Medical Savings Account (MSA) plans designed to provide affordable, flexible coverage for Medicare-eligible retirees and employees.

Fenyx Health and Select Health are focused on delivering innovative, simple, and affordable coverage options for Medicare-eligible employees and retirees. However, traditional group Medicare plans are often cost-prohibitive for employers. As a result, many organizations either drop coverage entirely or shift to plans that increase costs or create barriers to care for their members.

The Select Health Group MSA plans will be available to employers of all sizes, as well as unions, associations and local and state government entities in Utah, Idaho, Nevada and Colorado. Offered as a voluntary, optional coverage choice, these plans—ranging from no-fee to low-fee—present a significant cost savings opportunity to employer groups.

MSAs are similar to Health Savings Accounts (HSAs) and are the only Medicare plan type with the potential for members to save and grow funds for future health care needs. Unlike other Medicare plans, MSAs allow members to access any Medicare-participating provider in the U.S. and do not require any additional prior authorizations or referrals.

“We are really excited to work with Select Health to offer these employer group plans,” said Jim Handlan, CEO of Fenyx Health Insurance Company. “Select Health is known for delivering access to high-quality care and service. These MSA plans will help them continue that commitment while meeting the evolving needs of employer groups.”

“Select Health is continually working to offer meaningful solutions that give our employer groups and their retirees better access to affordable healthcare,” said Kaleb Holt, director of Medicare products at Select Health. “Providing plan options that improve access to care and support long-term affordability reflects our broader mission to help people live healthier lives possible—both in the workplace and in retirement.”

Employers and other groups interested in learning more about the Select Health Group MSA products can contact Drew Polish, Fenyx Health Chief Sales Officer, at sales@selecthealthgroupmsa.org or (775) 340-5136.

 

About Fenyx Health Insurance Company
Fenyx Health changes the way consumers evaluate and use health insurance with Medicare Advantage products that motivate and empower both health and financial accountability. We offer no-fee and low-fee medical savings account (MSA) plans to employers, unions and other employment-related organizations of any size across the U.S.

Pronounced fee·nix, as in our standard group MSA plans eliminate, or nix, the traditionally expensive fees for group-sponsored Medicare Advantage coverage. It is also a nod to the mythical Phoenix rising from its ashes — we believe our group MSA plans are the best version since the MSA’s full-market inception in 2008, offering strong value propositions to groups, beneficiaries, providers and agents. Learn more at fenyxhealth.com

About Select Health
Select Health® is a nonprofit health plan dedicated to simplifying access to healthcare for its more than 1 million members across the Mountain West. Through a shared mission with Intermountain Health of Helping People Live the Healthiest Lives Possible®, Select Health is committed to making this possible through simple, sincere, and seamless experiences and products. Centered around member needs, Select Health offers commercial and government medical plans, as well as dental, wellness products, and pharmacy benefit management. For more information, visit selecthealth.org.

 

SOURCE Fenyx Health Insurance Company

 

PENNSYLVANIA, NOVEMBER 12, 2025 – Fenyx Health Insurance Company and The Bullock Agency announced today a series of new partnerships with Chambers of Commerce across Wyoming, aimed at strengthening Medicare options for employers and residents following recent insurer exits from the state’s Medicare Advantage market.

These partnerships are introducing an innovative Employer Group Medicare Savings Account (MSA) Plan, available now for enrollment. This program leverages federal subsidies to fund individual Medicare Savings Accounts and pairs them with a deductible-based structure that covers 100% of all Medicare Part A and Part B expenses once the deductible is met. The solution provides a stable, cost-effective alternative for Wyoming seniors facing limited plan choices in the wake of market disruptions.

Participating Chambers include the Campbell County, Cody Country, Casper Area, Evanston, Lander, Riverton, Rock Springs, Saratoga and Cokeville Chambers of Commerce. These partnerships will help expand awareness, access and enrollment support for the new MSA program statewide.

The Bullock Agency continues to seek additional Chambers, business groups and licensed agents interested in bringing this unique Medicare solution to their members and communities.

To learn more, visit fenyxhealth.com/bullock or contact Casey Major at (307) 288-3609 or email casey@thebullockagency.com.

About Fenyx Health Insurance Company
Fenyx Health changes the way consumers evaluate and use health insurance with Medicare Advantage products that motivate and empower both health and financial accountability. We offer no-fee and low-fee medical savings account (MSA) plans to employers, unions and other employment-related organizations of any size across the U.S. Pronounced fee·nix, as in our standard group MSA plans eliminate, or nix, the traditionally expensive fees for group-sponsored Medicare Advantage coverage. It is also a nod to the mythical Phoenix rising from its ashes — we believe our group MSA plans are the best version since the MSA’s full-market inception in 2008, offering strong value propositions to groups, beneficiaries, providers and agents. Learn more at fenyxhealth.com.

About The Bullock Agency
The Bullock Agency is a rural focused insurance agency specializing in Medicare solutions for individuals and employer groups throughout the mountain west. The firm partners with trusted carriers and community organizations to help Wyoming residents navigate Medicare with confidence and personalized support.

 

SOURCE Fenyx Health Insurance Company and The Bullock Agency

Consideration 1:

What kinds of health care services have you used in recent years such as professional, outpatient, inpatient, emergent, drug and more?

Consideration 2:

How much did you pay toward those services? How much did any insurance you had at the time pay?

Consideration 3:

What kind of health care services do you anticipate needing in upcoming years?

Consideration 4:

Many plans require out-of-pocket costs. What assets do you have to cover the annual covered services out-of-pocket (the difference between the deductible and deposit)?

Consideration 5:

MSA members who have deposit money remaining at the end of the benefit year typically:

  • Enjoy managing their own health
  • Have 3 or fewer well-managed chronic conditions
  • Have minimal inpatient and Part B drug spend
  • Obtain smart, preventive care versus avoiding care

PENNSYLVANIA, JUNE 23, 2025 – Fenyx Health Insurance Company today announced a new collaboration with Select Health, a non-profit health plan based in Salt Lake City, Utah to offer low-cost, high-value Medicare Advantage options to employer groups. The offering includes Group Medicare Medical Savings Account (MSA) plans designed to provide affordable, flexible coverage for Medicare-eligible retirees and employees.

Fenyx Health and Select Health are focused on delivering innovative, simple, and affordable coverage options for Medicare-eligible employees and retirees. However, traditional group Medicare plans are often cost-prohibitive for employers. As a result, many organizations either drop coverage entirely or shift to plans that increase costs or create barriers to care for their members.

The Select Health Group MSA plans will be available to employers of all sizes, as well as unions, associations and local and state government entities in Utah, Idaho, Nevada and Colorado. Offered as a voluntary, optional coverage choice, these plans—ranging from no-fee to low-fee—present a significant cost savings opportunity to employer groups.

MSAs are similar to Health Savings Accounts (HSAs) and are the only Medicare plan type with the potential for members to save and grow funds for future health care needs. Unlike other Medicare plans, MSAs allow members to access any Medicare-participating provider in the U.S. and do not require any additional prior authorizations or referrals.

“We are really excited to work with Select Health to offer these employer group plans,” said Jim Handlan, CEO of Fenyx Health Insurance Company. “Select Health is known for delivering access to high-quality care and service. These MSA plans will help them continue that commitment while meeting the evolving needs of employer groups.”

“Select Health is continually working to offer meaningful solutions that give our employer groups and their retirees better access to affordable healthcare,” said Kaleb Holt, director of Medicare products at Select Health. “Providing plan options that improve access to care and support long-term affordability reflects our broader mission to help people live healthier lives possible—both in the workplace and in retirement.”

Employers and other groups interested in learning more about the Select Health Group MSA products can contact Drew Polish, Fenyx Health Chief Sales Officer, at sales@selecthealthgroupmsa.org or (775) 340-5136.

 

About Fenyx Health Insurance Company
Fenyx Health changes the way consumers evaluate and use health insurance with Medicare Advantage products that motivate and empower both health and financial accountability. We offer no-fee and low-fee medical savings account (MSA) plans to employers, unions and other employment-related organizations of any size across the U.S.

Pronounced fee·nix, as in our standard group MSA plans eliminate, or nix, the traditionally expensive fees for group-sponsored Medicare Advantage coverage. It is also a nod to the mythical Phoenix rising from its ashes — we believe our group MSA plans are the best version since the MSA’s full-market inception in 2008, offering strong value propositions to groups, beneficiaries, providers and agents. Learn more at fenyxhealth.com

About Select Health
Select Health® is a nonprofit health plan dedicated to simplifying access to healthcare for its more than 1 million members across the Mountain West. Through a shared mission with Intermountain Health of Helping People Live the Healthiest Lives Possible®, Select Health is committed to making this possible through simple, sincere, and seamless experiences and products. Centered around member needs, Select Health offers commercial and government medical plans, as well as dental, wellness products, and pharmacy benefit management. For more information, visit selecthealth.org.

 

SOURCE Fenyx Health Insurance Company

 

PENNSYLVANIA, NOVEMBER 12, 2025 – Fenyx Health Insurance Company and The Bullock Agency announced today a series of new partnerships with Chambers of Commerce across Wyoming, aimed at strengthening Medicare options for employers and residents following recent insurer exits from the state’s Medicare Advantage market.

These partnerships are introducing an innovative Employer Group Medicare Savings Account (MSA) Plan, available now for enrollment. This program leverages federal subsidies to fund individual Medicare Savings Accounts and pairs them with a deductible-based structure that covers 100% of all Medicare Part A and Part B expenses once the deductible is met. The solution provides a stable, cost-effective alternative for Wyoming seniors facing limited plan choices in the wake of market disruptions.

Participating Chambers include the Campbell County, Cody Country, Casper Area, Evanston, Lander, Riverton, Rock Springs, Saratoga and Cokeville Chambers of Commerce. These partnerships will help expand awareness, access and enrollment support for the new MSA program statewide.

The Bullock Agency continues to seek additional Chambers, business groups and licensed agents interested in bringing this unique Medicare solution to their members and communities.

To learn more, visit fenyxhealth.com/bullock or contact Casey Major at (307) 288-3609 or email casey@thebullockagency.com.

About Fenyx Health Insurance Company
Fenyx Health changes the way consumers evaluate and use health insurance with Medicare Advantage products that motivate and empower both health and financial accountability. We offer no-fee and low-fee medical savings account (MSA) plans to employers, unions and other employment-related organizations of any size across the U.S. Pronounced fee·nix, as in our standard group MSA plans eliminate, or nix, the traditionally expensive fees for group-sponsored Medicare Advantage coverage. It is also a nod to the mythical Phoenix rising from its ashes — we believe our group MSA plans are the best version since the MSA’s full-market inception in 2008, offering strong value propositions to groups, beneficiaries, providers and agents. Learn more at fenyxhealth.com.

About The Bullock Agency
The Bullock Agency is a rural focused insurance agency specializing in Medicare solutions for individuals and employer groups throughout the mountain west. The firm partners with trusted carriers and community organizations to help Wyoming residents navigate Medicare with confidence and personalized support.

 

SOURCE Fenyx Health Insurance Company and The Bullock Agency

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