Money + Choice
Annual cash payment from Medicare
You decide how to spend, save or invest the annual deposit. Unused funds belong to you, roll over and can grow over time.
Financial Benefits
$0 premium by law
No monthly premium, low maximum out-of-pocket amounts and a unique financial support program.
Easy to Use
No hurdles, hoops or hassles
Covers the same services as Medicare. Access all Medicare providers across the U.S. without referrals and prior authorizations.

For illustrative purposes only; not a guarantee of actual performance. Assumptions include: $2,400 annual deposit; medical spend starting at $1,000 per year at age 65 and increasing $100 each additional year, and investment return of 10% per year.
14,503 Reasons To Start Your MSA Now
Time is money with the MSA! Members joining at 65 have higher MSA account balances at age 75 than those who join later. Why?
14,503 Reasons To Start Your MSA Now
Time is money with the MSA! Members joining at 65 have higher MSA account balances at age 75 than those who join later. Why?

For illustrative purposes only; not a guarantee of actual performance. Assumptions include: $2,400 annual deposit; medical spend starting at $1,000 per year at age 65 and increasing $100 each additional year, and investment return of 10% per year.


