Invest in Your Good Health Now for 2025

It’s 2025 health benefits selection time! Learn more about your options, including the new Fenyx Health Group MSA, exclusively offered to you by ESS.

Learn More – Free Informational Session

Invest in Your Good Health Now for 2025

It’s 2025 health benefits selection time! Learn more about your options, including the new Fenyx Health Group MSA, exclusively offered to you by ESS.

Learn More at a Free Informational Session

Money + Choice

Annual cash payment from Medicare

You decide how to spend, save or invest the annual deposit. Unused funds belong to you, roll over and can grow over time.

Financial Benefits

$0 premium by law

No monthly premium, low maximum out-of-pocket amounts and a unique financial support program.

Easy to Use

No hurdles, hoops or hassles

Covers the same services as Medicare. Access all Medicare providers across the U.S. without referrals and prior authorizations.

Medicare is Changing in 2025

Learn about the changes happening in the broader Medicare landscape for 2025, and your options. ESS affiliates have exclusive access to the Fenyx Health Group MSA plans, but we encourage you to learn about all of your options and make the best choice for you.

  • The only Medicare option that provide you an annual deposit of money that you choose how to spend, save or invest

  • $0 monthly premium

  • See any Medicare-participating provider in the U.S., with no additional prior authorization or referral requirements

  • Multiple ways to grow funds over time for future use

Attend a no-cost, no-obligation informational session

Medicare is Changing in 2025

Learn about the changes happening in the broader Medicare landscape for 2025, and your options. ESS affiliates have exclusive access to the Fenyx Health Group MSA plans, but we encourage you to learn about all of your options and make the best choice for you.

  • The only Medicare option that provide you an annual deposit of money that you choose how to spend, save or invest

  • $0 monthly premium

  • See any Medicare-participating provider in the U.S., with no additional prior authorization or referral requirements

  • Multiple ways to grow funds over time for future use

Attend a no-cost, no-obligation informational session